Canadian Housing Affordability Index 2026
Access the most comprehensive dataset on the 2026 Canadian housing market crisis.
Explore Core Metrics
Historical Price Trends
Track how Canadian home prices have evolved over the last 10 years. Compare provincial growth rates and market cycles.
Price-to-Income Ratio
A deep dive into the 'Home Price Multiple'. See where housing costs are most detached from local earnings.
Market Activity Trends
Analyze year-over-year price movements and demand shifts across 35+ major Canadian metro areas.
Rental Market Analysis
Explore the growing disconnect between rents and incomes. Compare the cost of renting vs. owning in each city.
Monthly Mortgage Costs
See the real carrying cost. We calculate estimated monthly payments based on current rates and local taxes.
Income vs. Price Growth
Compare the trajectory of household incomes against real estate appreciation to see the affordability gap.
Major City Spotlight
Comprehensive City Data
A high-level overview of housing metrics for 76 Canadian metros.
| Metro Area | Avg Price | Multiple | Trend |
|---|---|---|---|
| Vancouver | $1,154,000 | 12.3× | worsening |
| Victoria | $915,200 | 10.6× | stable |
| Kelowna | $795,400 | 9.8× | stable |
| Toronto | $968,400 | 9.3× | improving |
| Ottawa | $678,400 | 6.8× | stable |
| Hamilton | $792,300 | 8.5× | improving |
| Kitchener-Waterloo | $732,400 | 7.5× | stable |
| London | $612,500 | 7.3× | improving |
| Kingston | $645,000 | 7.3× | stable |
| Montreal | $595,400 | 7.3× | stable |